Renewing Her Loan by ProPublica published on 2013-05-10T13:34:27Z Katrina Sutton of McDonough, Ga., talks about refinancing her installment loan less than four months after taking out her initial loan. World Finance and its competitors push customers, like Sutton, to renew their loans over and over again, transforming what the industry touts as a safe, responsible way to pay down debt into a kind of credit card with sky-high annual rates.