#9 How should I be investing if I'm scared of risk? by The Money Spot™ - UK Personal Finance

#9 ​Angela asks: Hi Heather,

Happy new year!

I’m a big fan of yours and have been following you for a while. I bought all your three books.

I would like to open a stocks and shares ISA for myself and two children aged 16 & 14 but I don’t know where to start due to fear of risk. I want to invest 15% of my income in stocks and also considering real estate.

I have seen some recommendations like Vanguard or Hargreaves Lansdowne but I’m clueless on what to go for. I am a nurse and the only debt I have is a repayment mortgage. I just finished paying off credit card debt.

I saw your post on Malawi Queens.

Please help.
Thank you
My name’s Angela by the way.

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